The week between Christmas and New Year is traditionally a great time, personally and in business, to reflect on events of the past year and to set in place strategies to ensure that the worst of those events don’t happen again. It’s also a good time to reflect on what opportunities the future may hold so you can take advantage of them.

Question: Why are cows considered such great workers in the dairy industry?

Answer: Because they are always out standing in their fields.

Ready for a quick quiz? Here it is: What’s a two-word definition of risk management?